Bank of America Closes Bank Earnings With $31.6 Billion Q3 Revenue Print
Bank of America reported third-quarter 2026 revenue, net of interest expense, of $31.6 billion, net income of $9.1 billion and a per-share amount of $1.21. The quarter ended Sept. 30, 2026. Management scheduled the Q3 2026 earnings conference call for 8:30 a.m. ET on Oct. 14, 2026. Bank of America Investor Relations listed the headline figures for the September quarter, while the conference call listing set the time for the earnings discussion.
The calendar slot put Bank of America alongside Morgan Stanley on Wednesday to round out third-quarter results for major U.S. firms in October 2026. CNBC positioned the two reports as the closing entries in the large-bank sequence. That placement matters for read-across. By the time the Wednesday reporters print, the Street has already digested net interest income, trading and credit signals from earlier filers.
For Bank of America, the call is the transmission mechanism. The investor relations events calendar carries the scheduling detail, and the quarterly earnings page defines the reporting period as ended Sept. 30. No incremental disclosure sits in the listing itself. The substance comes from the income statement bridge and the Q&A on balance sheet positioning.
The immediate precedent in the verified record was a beat. Bank of America topped analysts' expectations for Q4 2025 on gains from net interest income and equities trading. CNBC attributed that result to those two lines. For a liability-sensitive money center, that combination pointed to deposit cost control alongside client flow monetization.
Morgan Stanley supplied the other relevant marker from earlier in the year. It topped estimates in Q1 2026 as trading revenue exceeded expectations by $1 billion. That detail frames the institutional securities comparison into which Bank of America's sales and trading result will fall, even though the business mixes differ.
The broader context here is composition rather than the headline alone. A $31.6 billion revenue print net of interest expense and $9.1 billion of net income leaves open the split that trading desks and bank analysts price first. Net interest income versus noninterest income, provision build or release, expense discipline, and capital return capacity drive the forward net interest margin and return on tangible common equity path. For Bank of America specifically, the call focus tends to narrow to deposit betas and migration, fixed-rate asset repricing, loan growth by segment, and markets revenue versus the prior-quarter run rate.
Looking at what this means for how the print will be interpreted, the Q4 2025 and Q1 2026 beats set a narrow lens. If strength centered again in net interest income and equities, the question becomes sustainability of funding costs and durability of client activity. If fee lines carried more weight, attention shifts to investment banking pipeline conversion and wealth management flows. Credit performance and reserve methodology will condition either narrative. The 8:30 a.m. ET discussion on Oct. 14, 2026 gives management the opportunity to connect those threads to balance sheet growth and distribution plans for the quarter ended Sept. 30.
